Bank Of America innovates its policies to develop better money habits. Bank of America customers can enjoy savings, auto loans, credit card reward points, rewards on purchases, travel rewards, and many other facilities. The financial services of the bank facilitate people from all sectors of life. Whether you are a student, office worker, or business person; you can avail the best financial guidance.

Introduction

Bank Of America Travel Reward Credit Card offers superb rewards and savings to the users. The benefits may get double if you are already a customer of the Bank Of America. In case, if you are not, Bank Of America considers providing travel reward opportunities to all types of users. The users can qualify for the Travel Reward Credit card by having a purchase of $1,000 initially. Consequently, it provides 25,000 reward points to the card users that are equivalent to $25.

How does Travel Reward Credit Card work?

Bank Of America Travel Rewards Credit Card is a superb opportunity if you travel frequently. A travel reward card is free of transaction fees and annual fees. Unlike other travel credit cards, the bank of America credit card offers bonus points to the users without any hidden or annual charges. It sounds amazing to credit card users.

Travel reward Credit card Features

You can avail travel reward on a credit card when you make $1000 purchases. Thus, you can earn up to 25,000 online bonus points on these online purchases. Here are the top features of the travel and airline rewards:

• APR (Annual percentage rate)

Intro APR on the first 15 billing cycle purchases is 0%. As the intro APR offer ends, the actual APR ranges from 16.24% to 26.24%.

• Recommended Credit

Credit should be on good or excellent status.

• Reward rates

Travel and airline rewards are fantastic. You can earn 1.5 points on each purchase of $1. Reward rates are free of annual charges and foreign transaction fees.

• Annual charges

No annual charges apply.

• Balance transfer fee

It may be $10. The users may be charged 3% of each transaction. It is truly great.

• Foreign Transaction fee

Fortunately, it charges no foreign transaction fee.

How to redeem the travel Rewards Credit Card?

It is quite surprising that you can turn travel reward points into statement credit. This statement credit can be used for several categories like:

• Hotels & motels
• Motor home and RV rentals
• Car rental agencies
• Trailer parks
• Cruise lines
• Airlines, passenger trains, taxis, ferries, buses, rental boats, parking lots, and garages
• Real estate agencies
• Carnivals
• Parks and zoos

There is a wide range of categories. You can see the complete list from the official website of Bank of America.

Benefits of Bank of America Travel reward Credit card

Bank of America travel and airlines reward is a superb treat for travelers and foodies. You can earn points per dollar purchase in restaurants as well as different types of travel and airline services.

• Highly secured cards

The cards are contactless with micro-chips and tap features. Additionally, Bank offers guaranteed liability to the cardholders. Cardholders are free of the risk of fraudulent transactions.

• Book a trip without blackout dates

Travel reward credit cards can make online booking easier. Use this card to book a trip without the hassle of blackout dates or other restrictions.

• Redeem points without expiry

You can redeem reward points for a statement credit. This statement credit can be used to pay for car rentals, baggage fees, restaurants, takeout restaurant services, airline charges, cargo, hotel stays, and much more.

• Digital wallet compatibility

Compatibility with Google Pay, Samsung Pay, and Apple pay makes the credit card more favorite.

• Travel and emergency assistance

The cardholders can get assistance from the multi-lingual Call center of the bank 24/7. You can get services in different cases like medical referral, emergency transportation assistance, emergency message services, valuable document delivery service, emergency ticket replacement, and even lost luggage compensation.

Besides, many other features also appeal to travel reward credit card users. Extended warranty protection for Signature Visa, greater potential to increase reward points, and many others are surprisingly great features of the travel reward credit card.

Is it worth using the Bank Of America Travel reward Credit Card?

Yes, it is truly worth using the Bank of America Travel reward credit card. Hence, competitor travel reward credit cards have been offering a better reward rate that is more than 1.5 points per dollar purchase. However, Bank of America attracts users with statement credit and a preferred Rewards program. You can double up your reward points using different promotional programs.

Furthermore, the cardholder gets 75,000 miles points on completing a $4,000 purchase. Additionally, emergency assistance is another appealing feature. Last but not least is the high security of the credit card. Bank of America offers 100% liability to cardholders. The credit card is free of fraud and scams due to the highly protected security system.

Conclusion

Bank of America facilitates the non-bank users and bank’s regular customers ideally. Bank Of America Travel Rewards Credit Card is the most suitable one for occasional travelers. Credit card users can qualify for the rewards by spending $1000. This $1,000 purchase includes $250 for travel purchases like airline tickets, bus tickets, etc. later on, by increasing purchases, you c a get unlimited points.

Whether you are a regular traveler or you live away from your hometown, you can travel at superb discounted prices with a travel Reward credit card. A travel reward credit card can help you purchase flight tickets for family members. The more you purchase the more you get reward points. Later on, you can redeem the reward points to statement credit.